Terms of Use
Last updated: July 19, 2026
Acceptance of these terms
By using SimpleCalc, you agree to these Terms of Use. If you do not agree, please do not use the site.
Educational estimates only
SimpleCalc provides general informational estimates. Results are not financial, legal, tax, real-estate, lending, or investment advice and are not an offer, approval, or guarantee. Verify important decisions with qualified professionals and relevant institutions.
Your responsibility
You are responsible for the accuracy of your inputs and for evaluating whether assumptions fit your circumstances. Actual rates, fees, taxes, insurance costs, eligibility, and outcomes may differ materially.
Permitted use
You may use the site for lawful personal or business evaluation. You may not disrupt the service, attempt unauthorized access, misuse automated traffic, present our results as guaranteed, or copy and republish the site as your own service.
Availability and changes
We may correct formulas, change features, add or remove calculators, or suspend access at any time. We aim for accuracy but do not promise uninterrupted or error-free operation.
Disclaimer and limitation of liability
The site is provided “as is” and “as available,” to the extent permitted by law. SimpleCalc and its operators disclaim warranties and are not liable for losses arising from reliance on estimates, service interruptions, or third-party content.
Changes and contact
We may revise these terms as the service changes. Continued use after an update means you accept the revised terms. Questions may be sent to legal@ioptf.com.